Pension & Retirement Planning for Public Employees

Your Pension Is Only One Part of Your Retirement Plan.

Understand how your pension, retirement accounts, Social Security and savings may work together — and identify potential gaps before you retire.
Complimentary Pension & Retirement Review →
Designed for public employees participating in pension systems such as CalPERS, CalSTRS and UCRP. There is no cost or obligation to complete your initial review.
A More Complete Retirement Review

What We'll Help You Understand

Your pension is important, but retirement planning involves more than one benefit statement. We look at how the major pieces of your financial picture may work together.
01
Pension Benefits
Review your pension system, service credit, retirement timing and projected pension income.
02
Retirement Accounts
Look at your 403(b), 457(b), 401(k), IRA, Roth IRA and other retirement savings that may support your future income.
03
Retirement Income
See how pension income, Social Security when applicable, retirement accounts and personal savings may work together.
04
Potential Income Gap
Compare your projected retirement income with the lifestyle you want and identify areas that may need additional planning.
The goal isn't simply to calculate your pension. It's to understand how all the pieces of your retirement plan fit together.
Is This Review Right for You?

You May Benefit From a Pension & Retirement Review If...

You have a pension or retirement plan through your employer and want a clearer picture of how prepared you are for retirement.
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You participate in CalPERS, CalSTRS, UCRP or another public pension system.
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You have a 403(b), 457(b), 401(k), IRA or Roth IRA that has not been reviewed recently.
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You're unsure how much monthly income your retirement resources may actually provide.
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You want to know whether your current savings are enough to support the retirement lifestyle you want.
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You have retirement assets from a previous employer and aren't sure what role they should play in your plan.
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You want a more coordinated retirement strategy instead of reviewing each account or benefit separately.
If Any of These Sound Familiar, Your Review Is Worth Having.
The goal is to give you a clearer understanding of where you stand today and what, if anything, may need attention before retirement.
Start My Pension & Retirement Review →
A Simple, Guided Process

How Your Pension & Retirement Review Works

We keep the process straightforward. The goal is to understand your current position, identify potential gaps, and give you clear information before discussing any recommendations.
01
Initial Retirement Review
We'll discuss your pension, retirement timeline, existing accounts and the financial questions that matter most to you.
02
Pension & Cash-Flow Snapshot
Together, we'll complete a brief financial snapshot to understand your income, retirement assets, savings, expenses, debts and priorities.
03
Retirement Analysis
We'll review your projected pension and retirement resources, evaluate your cash flow, and identify potential income gaps or planning opportunities.
04
Recommendations
We'll meet again to review what we found and discuss any recommendations that may help strengthen your retirement plan.
No Pressure. Just a Clearer Retirement Picture.
The purpose of the review is to help you understand where you stand and what options may be available. You decide whether any recommendation makes sense for your situation.
Independent Financial Planning

Retirement Planning With the Bigger Picture in Mind

Jeffords Wealth Management helps individuals and families understand how their pension, retirement accounts, investments, protection strategies and long-term financial goals may work together.
Our Approach
Understand First. Recommend Second.
We begin by understanding your current financial position, retirement goals and existing resources. From there, we evaluate how the pieces fit together and identify areas that may deserve additional planning.
What We Help Coordinate
More Than Just a Pension Estimate
Pension & retirement income planning
Employer retirement accounts
IRA & Roth strategies
Investment management
Life insurance & protection planning
Annuity & income strategies
Cash-flow & retirement gap analysis
Independent From Your Pension System
Jeffords Wealth Management is an independent financial services firm. We are not affiliated with, endorsed by, or representatives of CalPERS, CalSTRS, the University of California, UCRP, or any government agency. Our role is to help you understand how your pension may fit within your broader retirement and financial plan.
Ready for a Clearer Retirement Picture?
Start My Pension & Retirement Review →
Schedule Your Review
Take the Next Step Toward a Clearer Retirement Plan
Getting started is simple. We'll first ask you a few brief questions about your employment and retirement situation. After that, you'll select a convenient time for your Pension & Retirement Review.
What to Expect
1. Tell Us About Yourself
Answer a few quick questions about your employment, pension and retirement goals.
2. Choose a Time
Select an available appointment time that works best with your schedule.
3. Meet With Us
We'll discuss your situation, answer your questions and determine what deserves a closer look.
Your initial Pension & Retirement Review is complimentary →
Takes just a few minutes to get started. No detailed financial statements are required.
Jeffords Wealth Management
Independent Retirement & Financial Planning
Helping individuals and families coordinate pensions, retirement accounts, investments, protection strategies and long-term financial goals.
Contact
Jeffords Wealth Management
Phone: 213-698-8763
Email: [email protected]
25350 Magic Mountain Pkwy. Ste 300
Valencia, CA. 91355
Important Disclosure
Jeffords Wealth Management is an independent financial services firm. We are not affiliated with, endorsed by, sponsored by, or representatives of CalPERS, CalSTRS, the University of California, UCRP, or any federal, state, local or other government agency.

Information provided through this website is intended for general educational purposes and should not be interpreted as individualized investment, tax, legal or retirement-system advice. Any recommendations are made only after reviewing the client's individual circumstances, objectives and financial information.

Pension estimates, Social Security estimates and other retirement projections are based on information available at the time of review and may change. Clients should verify official pension and benefit information directly with the applicable retirement system or agency.
© 2026 Jeffords Wealth Management. All rights reserved.